Interest Rates   May 15, 2012 30 Day NYFR: 0.22% Prime: 3.25% Prime/NYFR Spread: 3.03% 20 Year T-Bonds: 2.53% (5/14/12) NYFR is the New York Funding Rate Note to Clients   Follow effective action with quiet reflection. From the quiet reflection will come even more effective action. (Peter Drucker)

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