Interest Rates   January 27, 2023 SOFR: 4.30% Prime: 7.50% Prime/SOFR Spread: 3.20% 20 Year T-Bonds: 3.75% (1/26/23) SOFR is the Secured Overnight Financing Rate Note to Clients   Life is no straight and easy corridor along which we travel free and unhampered, but a maze of passages, through which we must seek our way, lost and confused, now and again checked in a blind alley. But always, if we have faith, a door will open for us, not perhaps one that we ourselves would ever have thought of, but one that will ultimately prove good for us. (A.J. Cronin)

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