Interest Rates   November 14, 2018 30 Day Libor: 2.31% Prime: 5.25% Prime/Libor Spread: 2.94% 20 Year T-Bonds: 3.28% (11/13/18) LIBOR is the London Interbank Offered Rate Note to Clients   What lies behind us and what lies before us are tiny matters compared to what lies within us. (Oliver Wendell Holmes Sr.)

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