Interest Rates   January 13, 2021 30 Day Libor: 0.13% Prime: 3.25% Prime/Libor Spread: 3.12% 20 Year T-Bonds: 1.68% (1/12/21) LIBOR is the London Interbank Offered Rate Note to Clients   We cannot live only for ourselves. A thousand fibers connect us with our fellow men. (Herman Melville)

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