Interest Rates   December 3, 2019 30 Day Libor: 1.69% Prime: 4.75% Prime/Libor Spread: 3.06% 20 Year T-Bonds: 2.03% (12/03/19) LIBOR is the London Interbank Offered Rate Note to Clients   I am grateful for what I am and have. My thanksgiving is perpetual. (Henry David Thoreau)

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