Interest Rates   September 19, 2018 30 Day Libor: 2.17% Prime: 5.00% Prime/Libor Spread: 2.83% 20 Year T-Bonds: 3.14% (9/18/18) LIBOR is the London Interbank Offered Rate Note to Clients   Never doubt that a small group of thoughtful, committed citizens can change the world; indeed, it's the only thing that ever has. (Margaret Mead)

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