Interest Rates   November 19, 2019 30 Day Libor: 1.72% Prime: 4.75% Prime/Libor Spread: 3.03% 20 Year T-Bonds: 2.11% (11/19/19) LIBOR is the London Interbank Offered Rate Note to Clients   Life is not a matter of holding good cards, but of playing a poor hand well. (Robert Louis Stevenson)

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